{"id":3783,"date":"2024-06-10T10:49:16","date_gmt":"2024-06-10T10:49:16","guid":{"rendered":"https:\/\/solution.bank\/mifid-ii\/"},"modified":"2026-10-15T09:19:54","modified_gmt":"2026-10-15T09:19:54","slug":"mifid-ii","status":"publish","type":"page","link":"https:\/\/solution.bank\/en\/mifid-ii\/","title":{"rendered":"MIFID II"},"content":{"rendered":"[vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” row_position_desktop=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” 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column_border_radius=”none” column_link_target=”_self” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][split_line_heading line_reveal_by_space_text_effect=”default” font_style=”h3″ text_color=”#2f0005″ content_alignment=”default” mobile_content_alignment=”inherit” animation_type=”line-reveal-by-space” link_target=”_self” text_content=”MiFID II: Regulation of Investment Services” text_direction=”default”][\/split_line_heading][vc_column_text css=”” text_direction=”default”]MiFID II, which took effect on January 3, 2018, together with the MiFIR Regulation, governs financial markets and the provision of investment services in the European Union, with the aim of enhancing market transparency and investor protection.<\/span><\/p>\n

The regulations require intermediaries to act honestly, fairly, and professionally, in the best interests of their clients. Among other things, they establish disclosure and transparency requirements, safeguards for identifying and managing conflicts of interest, and specific assessments designed to verify the suitability or appropriateness of financial services and instruments in light of the client\u2019s characteristics. The following is a summary of some of the main areas governed by MiFID II regarding the provision of investment services. <\/span><\/p>\n

View the consolidated text of the MiFID II Directive available on EUR-Lex.<\/a><\/p>\n

Consulting<\/h4>\n

MiFID II distinguishes between advice provided on an independent basis and advice provided on a non-independent basis.<\/span><\/p>\n

Before providing the service, the intermediary informs the client:<\/span><\/p>\n