Current Accounts
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Non-Consumers - Current Account Specialized Lending
Consumers
Basis Account
An ideal checking account for consumers and suitable for those who, given their basic financial needs and limited transaction requirements, need a simple and affordable account. The product’s features were defined by the Ministry of Economy and Finance in Decree No. 70 of May 3, 2018, implementing Legislative Decree No. 37/2017.
For more information, please refer to the information sheet and the pre-contractual documentation.
Basic Checking Account: ISEE Below 11,600 Euros
It is designed for individuals with an ISEE of less than 11,600 euros who do not yet have a bank account in Italy. To qualify for the benefits, you must submit your ISEE self-certification when opening the account and renew it by May 31 of each year. The account has no fees and is exempt from stamp duty for a predetermined number of annual transactions.
For more information, please refer to the information sheet and the pre-contractual documentation.
Basic Checking Account for Retirees with an Annual Gross Income of Up to 18,000 Euros
It is designed for individuals whose annual gross pension income does not exceed 18,000 euros. The account is free of charge for a predetermined number of annual transactions and services. A stamp tax will be charged. To qualify for these benefits, you must submit a self-certification form attesting to your pension income by May 31 of each year.
For more information, please refer to the information sheet and the pre-contractual documentation.
The Basic Account—which can also be opened by existing bank customers who do not already have another Basic Account—does not offer interest on balances, links to credit cards or securities accounts, access to forms of financing or lines of credit, or the use of bank checks.
8The account must not, under any circumstances, have a negative balance or exceed its credit limit.
Download the ABI Guide to Basic Accounts.
Other
Credit Lines
The information sheets relating to the individual products and services provided by SOLUTION BANK s.p.a. are made available to customers:
- in electronic format at each branch on designated touchscreen kiosks, which can be consulted directly and independently, printed in paper format with the assistance of branch staff, and removed free of charge and without any obligation for subsequent subscription;
- in electronic format on the Bank’s website where they can be freely downloaded.
Access to the website does not allow for the conclusion of any distance contracts. t is reminded that SOLUTION BANK does not offer its products through the internet but only through its branches and offices. There are therefore no specific costs and charges associated with the use of the Internet.
Do you have any questions on our services?
Write us an e-mail, we will be happy to assist you.
Corporate
Privates
The Bank
Informative
Iscritta alla sezione “D” del Registro Unico degli Intermediari assicurativi e riassicurativi al n. D000026923 in data 1°/2/2007 Aderente al “Fondo Interbancario di Tutela dei Depositi “ (artt. 96/96 quater del TUB) | Aderente al “Fondo Nazionale di Garanzia” (art. 62 c.1 D.Lgs. 415/1996)
